Don't wait, get YOUR CAR LOAN !

Select a vehicle type, complete
the auto loan application, and receive an
instant prequalification

Which vehicle suits you best?

Car

SUV

Pickup

Auto VUS Camion

Discover The Best Loan for Your

I submitted my application,
what happens next?

Your credit analyst will review and validate your application, and discuss your needs with you.

Our real-time competition among multiple financial institutions ensures that you receive the ultimate deal.

Upon approval of your loan, you can choose from our selection of 400+ vehicles and drive off on the same day!

Demande de prêt auto

1.

A vehicle is a major purchase and the monthly payments on an auto loan can take up a large part of your budget. This is why it is important to be well-advised by an experienced credit analyst at DDC Crédit. With a new or recent vehicle and guaranteed payment that respects your budget, you will hit the road with peace of mind!

2.

It is the financial institutions that determine the interest rates based on the analysis of each borrower’s file. We build each file to present you in the best light. Then DDC Crédit will simultaneously put several financial institutions in competition to obtain the best offers on the market. This way of proceeding is always very advantageous for the consumer, who is not tied to a single request from a single institution. It makes negotiations franker.

Note that the borrower can always refuse the financing offer proposed to him. This especially happens in the case of a very bad credit history where the rates offered are high, such as 3rd chance credit. In this case, it is sometimes better to take care of your credit for a while (thanks to the advice of your credit analyst) to obtain more affordable offers. A few points upward on a credit score can make a big difference.

3.

Once your loan is approved, you know how much money you have available to purchase your vehicle. Well done! Choosing a new or recent used vehicle in one of our five dealerships becomes a real pleasure. Given the group’s huge fleet, your only problem will be finding the model with the colour that best suits your lifestyle!

FAQ
Most frequent questions and answers

The manufacturer’s warranty, if still valid, is automatically transferred to the new owner free of charge.

If the vehicle is less than 7 years old, the warranty of good functioning applies, it is the law. For example, it is 6 months or 10,000 km if the vehicle is less than 4 years old and less than 80,000 km. Purchased Automobile – Warranty of Fitness.

Yes, the dealer can offer you a more advantageous warranty than that offered by law. In fact, they almost always do.

The cost of an extended warranty depends on the reliability of the vehicle (Corolla or BMW), its duration, and the cost of repairing or replacing different parts. It’s case by case.

The extended warranty is worth it, especially if the used vehicle you are purchasing may be expensive to repair (luxury or European vehicles, for example) and whose reliability is below average. In this case, a single major mechanical breakdown is enough to justify the price.