ASK FOR YOUR DDC CREDITS CAR LOAN NOW!

Are you dreaming of purchasing a new vehicle?

With DDC Crédit, this dream can quickly become possible thanks to our expertise and our vehicle loan offers. Complete your car credit app quickly and securely. Get the funds you need for your new car without any hassle. By opting for a car loan with us, you will benefit from tailor-made financing solutions with comprehensive support, from the start to the end of your transaction. For more than twenty years, thousands of satisfied customers have trusted us with auto finance. Many of these customers are loyal to us and come back to us to obtain a second and even a third car loan. Our streamlined car credit app process ensures you drive your dream vehicle sooner.

 

Car Credit with DDC Credit

DDC Crédit car credit app loan offers many advantages for financing the purchase of a new vehicle, thanks to our long experience in finance auto. This allows DDC Crédit to offer some of the best car loan rates on the market. In addition, the financing conditions, such as the duration of the loan, are adjusted according to your repayment capacity. It is also possible to obtain quickly auto financing for bad credit with low-interest car loans.

By using the DDC Crédit app to apply for vehicle loan online, you will be able to obtain a quick auto finance approval with car finance options. This simple app allows you to compare car loan offers instantly. The results of this online car loan simulation will allow you, at the same time, to obtain a pre-qualification for credit, and this, without no obligation on your part.

DDC Crédit online auto loan application to finance a new car offers advantageous auto loans , whether your credit history is excellent or even difficult. Whether you are in 1st, 2nd or 3rd chance credit, our strategy to optimize your financing is simple: healthy competition! Our application auto credit immediate response online puts several financial institutions in competition simultaneously for your car loan application. To achieve this, DDC Crédit is connected directly to more than twenty of them. This allows us to get you the best financing offer for your borrower profile. Choose DDC Credit for your auto credit guarantees you an immediate response, worry-free and well suited to your financial capabilities.

DDC Credit: Your Solution for Car Loan

Subscribing to a car loan with DDC Crédit is a practical and advantageous solution. Take advantage of competitive interest rates and flexible financing terms. You choose the duration of the loan in line with your budget. Use online auto loan simulation to get a quick financing offer. DDC Crédit will ensure that the repayment and amortization terms guarantee sound management of your budget. Opt for DDC Crédit for a car loan with no problem. Start your instant car loan today.

Ready for a Car : The Essential Points to Know

Opt for a car loan with DDC Crédit is a decision that benefits you. Indeed, DDC Credit stands out with optimized interest rates and financing conditions. This is made possible thanks to Artificial Intelligence which powers our credit application. This application allows direct contact and instant financing offers with the largest Canadian financial institutions. This competition enormously benefits our customers who are not at the mercy of a single loan offer from a single bank, as is the case when requesting financing from many dealerships.

Take Action Now!

Ready to make your dream of buying a new car come true? Do not waste anymore time ! Get your car loan using the DDC Crédit application today and benefit from the best financing rates and conditions. By obtaining your auto loan approval before even choosing your vehicle, you will be able to make your choice with peace of mind by knowing in advance how much money you have available. Make your car loan online request now to get the best possible offer in just a few minutes and get behind the wheel of your new vehicle with a smile!

Privacy Policy

At DDC Crédit, the trust and security of our customers is an absolute priority. To do this, we are committed to maintaining total transparency on the processes of processing personal data. We are certified to the highest information security standards, ensuring that every piece of data is optimally protected. For more details about our privacy practices and certifications, we invite you to review our updated Privacy Policy.

DDC Credit consolidates the four dealership of the Côté Group

Groupe Côté, a leader in the automotive dealership market in Quebec, offers you an exceptional purchasing experience across its four dealers. Our experienced teams are committed to promptly addressing your needs regarding auto loans and purchasing new and used vehicles, whether your credit profile is excellent or damaged. Who We Are.

THE GROUPE CÔTÉ

Ready to fulfill your dream of buying a new car? Don't waste any more time! Apply for your DDC Credit auto loan using our app today and enjoy the best rates and financing conditions. By getting your auto loan approval even before choosing your vehicle, you can make your choice with peace of mind, knowing in advance how much you have available. Submit your online application now to get the best auto loan in the country within minutes and drive away in your new car with a smile!

Groupe Côté, un leader dans le secteur automobile
Serge Côté, The CEO

With over 40 years of experience in automotive dealership management, Mr. Serge Côté stands out as an exceptional leader. Known for his kindness towards customers and staff, he manages his businesses like a caring patriarch, fostering a welcoming and warm atmosphere.

The Origins

Our team is comprised of veterans in the field of car loans. In Quebec during the 1980s, Services Financiers CSM Inc. pioneered the "2e chance au crédit." Services Financiers CSM Inc. then established "Prêt Auto Express'' to be swift and efficient. To this day, several thousand Quebecers facing credit challenges, bankruptcy, or debt have successfully navigated out of difficult situations thanks to the expertise of a team whose daily goal is to assist all those in need of the best possible auto loan for their situation.

About Us

Groupe Côté at the forefront of the automotive market and auto financing in Quebec. Our teams of experienced advisors and credit analysts are equipped to promptly address all your needs regarding auto financing and purchasing new and used vehicles.

Why Us

Choosing Groupe Côté means opting for the quality of service that stems from our team's extensive experience. Our commitment to our clientele is reflected in our personalized approach to meeting the specific expectations of each individual. This is why many customers return to us year after year.

Our Dealerships

Groupe Côté brings together four leading Dealerships: Ville-Marie Kia, Prêt Auto Partez, Prêt Auto Express, and Rive-Nord Chrysler. Each provides a unique range of vehicles and services, ensuring a tailored solution for every customer.

DDC Credit Today

With 40 years of team experience and the strength derived from the network and resources of 5 dealerships, DDC Credit offers you an exceptional automotive financing process along with a wide range of new and used vehicles. Our expertise in auto finance, regardless of our client's credit situation, is exceptional and at the cutting edge of technology. This allows DDC Credit to provide you with an online car loan approval in just a few minutes, along with the attentive services of a professional credit analyst to address all your inquiries. You are therefore in the right place to obtain the best car loan available in Quebec and be behind the wheel of your new vehicle in less than a day.

apply for an instant car loan now !

Whatever your financial situation, you will get the best car loan possible.

Our credit analysts are pros in fast and difficult financings.

It's simple ! You'll be driving Within 24 hours of applying.

We put several lenders in competition to obtain the best offer.

New arrivals every day! More than 400 new and almost new vehicles are waiting for you.

We've helped thousands of clients rebuild their credit for a better financial future.

Demande ton Prêt Auto
Direct access to 20 financial institutions

Desjardins Auto Loan, CIBC, RBC Royal Bank, BNC National Bank of Canada, BMO Bank of Montreal, TD Canada Trust, Banque Scotia – Scotiabank, Laurentian Bank of Canada, Home Auto Finance, etc.

Accès Crédit - Institution financière
BMO - Institution financière
industrielle alliance - Institution financière
CIBC - Institution financière
Auto Capital Canada - Institution financière
Santander - Institution financière
Iceberg Finance - Institution financière
Scotiabank - Institution financière
CIBC - Institution financière
Lendcare - Institution financière
Axis Auto Finance - Institution financière
Desjardins - Institution financière
Banque TD - Institution financière
Eden Park - Institution financière
FAQ
Most frequent questions and answers

In March 2024, interest rates for auto loans started at 7.26%, but rates also vary depending on the amount borrowed, the amortization period and the borrower’s credit history.

The credit score ranges from 300 to 900 and is a snapshot of the risk you represent. The higher this risk, the higher the rate and the more severe the repayment conditions.

  1. You must be 18 years old (or a parent’s signature).
  2. You need a stable source of income.
  3. Your credit history and credit score will be analyzed.
  4. The vehicle you buy matters.
  5. Obtaining car insurance is mandatory.

An online loan calculator is a simple and convenient way to calculate monthly car loan payments.

  1. You will need to have a valid driver’s license.
  2. Proof of income to assess your ability to repay the loan.
  3. Vehicle identification number (VIN), make, model, year and purchase price.
  4. Information about your car insurance.
  5. Authorization to access your credit score file.