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YOU’RE IN THE RIGHT PLACE TO GET A LOAN FOR A CAR IN A FEW MINUTES!
Get behind the wheel of your new vehicle without delay!
DDC Credit use an artificial intelligence-powered finance engine that allows us to offer the best car loan options in a record time.
Our credit analysts work diligently to secure the best financing offer for you by leveraging competition among multiple financial institutions, whether you have have great or bad credit.
Find your dream car and ideal financing solution: a wide range of new and recent vehicles available at our dealership
Groupe Côté, a leader in the automotive dealership market in Quebec, offers you an exceptional purchasing experience across its five dealers. Our experienced teams are committed to promptly addressing your needs regarding auto loans and purchasing new and used vehicles, whether your credit profile is excellent or damaged. Who We Are.
Groupe Côté at the forefront of the automotive market and auto financing in Quebec. Our teams of experienced advisors and credit analysts are equipped to promptly address all your needs regarding auto financing and purchasing new and used vehicles.
Groupe Côté brings together five leading Dealerships: Ville-Marie Kia, Concept Kia, Prêt Auto Partez, Prêt Auto Express, and Rive-Nord Chrysler. Each provides a unique range of vehicles and services, ensuring a tailored solution for every customer.
Choosing Groupe Côté means opting for the quality of service that stems from our team’s extensive experience. Our commitment to our clientele is reflected in our personalized approach to meeting the specific expectations of each individual. This is why many customers return to us year after year.
With over 40 years of experience in automotive dealership management, Mr. Serge Côté stands out as an exceptional leader. Known for his kindness towards customers and staff, he manages his businesses like a caring patriarch, fostering a welcoming and warm atmosphere.
Our team is comprised of veterans in the field of car loans. In Quebec during the 1980s, Services Financiers CSM Inc. pioneered the “2e chance au crédit.” Services Financiers CSM Inc. then established “Prêt Auto Express” to be swift and efficient. To this day, several thousand Quebecers facing credit challenges, bankruptcy, or debt have successfully navigated out of difficult situations thanks to the expertise of a team whose daily goal is to assist all those in need of the best possible auto loan for their situation.
With 40 years of team experience and the strength derived from the network and resources of 5 dealerships, DDC Credit offers you an exceptional automotive financing process along with a wide range of new and used vehicles. Our expertise in auto finance, regardless of our client’s credit situation, is exceptional and at the cutting edge of technology. This allows DDC Credit to provide you with an online car loan approval in just a few minutes, along with the attentive services of a professional credit analyst to address all your inquiries.
You are therefore in the right place to obtain the best car loan available in Quebec and be behind the wheel of your new vehicle in less than a day.
Desjardins Auto Loan, CIBC, RBC Royal Bank, BNC National Bank of Canada, BMO Bank of Montreal, TD Canada Trust, Banque Scotia – Scotiabank, Laurentian Bank of Canada, Home Auto Finance, etc.
In March 2024, interest rates for auto loans started at 7.26%, but rates also vary depending on the amount borrowed, the amortization period and the borrower’s credit history.
The credit score ranges from 300 to 900 and is a snapshot of the risk you represent. The higher this risk, the higher the rate and the more severe the repayment conditions.
An online loan calculator is a simple and convenient way to calculate monthly car loan payments.